:root{--navy:#052442;--deep:#062544;--orange:#FF7900;--white:#fff;--light:#F3F7FB;--text:#1d3350;--slate:#4a5f7a;--r:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);line-height:1.6;background:#fff;overflow-x:hidden}
img{max-width:100%;display:block}a{color:inherit}h1,h2,h3{font-weight:800;line-height:1.15;margin:0 0 .5em;color:var(--navy)}h1{font-size:clamp(2rem,5vw,3.6rem)}h2{font-size:clamp(1.6rem,3vw,2.4rem)}h3{font-size:1.15rem}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}.wide{max-width:1560px;margin:0 auto;padding:0 clamp(20px,5vw,90px)}.sec{padding:64px 0}.alt{background:var(--light)}.dark{background:var(--navy);color:#dbe6f3}.dark h2,.dark h3{color:#fff}
.eyebrow{color:var(--orange);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem}.hl{color:var(--orange)}
.btn{display:inline-block;padding:13px 24px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid var(--orange);background:var(--orange);color:#fff;transition:.2s;cursor:pointer;font-size:1rem}.btn:hover{background:#e56c00;border-color:#e56c00}.btn.o{background:transparent;color:#fff;border-color:#fff}.btn.o:hover{background:#fff;color:var(--navy)}.btn.ol{background:#fff;color:var(--orange)}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
header{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px #0004}.hd{display:flex;align-items:center;gap:20px;min-height:72px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}.brand svg{width:40px;height:46px}.brand em{font-style:normal;color:var(--orange)}.brand b{display:block;font-size:1.25rem;letter-spacing:.03em;line-height:1}.brand small{display:block;font-size:.62rem;letter-spacing:.3em;color:#cfe0f3}
nav{margin-left:auto}nav>ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}nav li{position:relative}nav a{color:#fff;text-decoration:none;padding:10px 12px;display:block;font-size:.93rem;font-weight:500}nav>ul>li>a:hover,nav a[aria-current]{color:var(--orange)}
.dd{display:none;position:absolute;left:0;top:100%;background:#fff;min-width:260px;border-radius:10px;box-shadow:0 12px 30px #0003;padding:8px;list-style:none;margin:0;max-height:70vh;overflow:auto}.dd a{color:var(--navy);padding:8px 12px;border-radius:6px}.dd a:hover{background:var(--light);color:var(--orange)}li:hover>.dd,li:focus-within>.dd{display:block}
.call{border:2px solid var(--orange);border-radius:999px;color:#fff;text-decoration:none;padding:6px 16px;font-weight:700;font-size:.95rem;white-space:nowrap}.hd .btn{padding:10px 18px;font-size:.9rem;white-space:nowrap}
.burger{display:none;background:none;border:0;color:#fff;font-size:2rem;cursor:pointer;margin-left:auto}
@media(max-width:1050px){.burger{display:block}.hd .btn,.call{display:none}nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);margin:0;max-height:80vh;overflow:auto;padding:10px 20px 20px}nav.open{display:block}nav>ul{flex-direction:column;align-items:stretch}.dd{display:block;position:static;background:#0a3560;box-shadow:none;padding:0 0 0 12px;max-height:none}.dd a{color:#fff}.mcall{display:block!important}}
.mcall{display:none;margin-top:12px}
.hero{position:relative;color:#fff;background:#052442;overflow:hidden;min-height:clamp(420px,38vw,560px);display:flex;align-items:center;text-align:left}
.hero .wide{width:100%;padding-top:50px;padding-bottom:50px}.hero h1{color:#fff;max-width:820px;font-size:clamp(2.4rem,5.2vw,4.6rem);margin:.2em 0 .4em}.hero p{max-width:500px;font-size:1.1rem}@media(max-width:700px){.hero:before{left:0;max-width:none;aspect-ratio:auto;-webkit-mask-image:linear-gradient(180deg,#000 0,#0000 100%);mask-image:linear-gradient(180deg,#000 0,#0000 100%);opacity:.55;background-position:70% center}}.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}
.phero{color:#fff;background-size:cover;background-position:center;padding:70px 0 60px}.phero h1{color:#fff;font-size:clamp(1.9rem,4vw,3rem);max-width:760px}.phero p{max-width:640px;font-size:1.08rem}
.crumbs{font-size:.85rem;margin-bottom:14px;color:#cfe0f3}.crumbs a{text-decoration:none;color:#fff}.crumbs a:hover{color:var(--orange)}
.trust{background:var(--deep);color:#fff}.trust .wide{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.trust div{padding:22px 12px;display:flex;gap:12px;align-items:center;border-right:1px solid #ffffff22}.trust div:last-child{border:0}.trust i{font-style:normal;color:var(--orange);font-size:1.8rem}.trust b{display:block}.trust span{font-size:.82rem;color:#b9cde4}
@media(max-width:800px){.trust .wide{grid-template-columns:1fr 1fr}.trust div{border:0}}
.grid{display:grid;gap:22px}.g5{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.g6{grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.card{background:#fff;border:1px solid #dbe5f0;border-radius:var(--r);overflow:hidden;box-shadow:0 4px 16px #05244210;transition:.2s;display:flex;flex-direction:column}.card:hover{transform:translateY(-3px);box-shadow:0 10px 26px #05244222}.card img{aspect-ratio:16/10;object-fit:cover;width:100%}.card div{padding:16px;display:flex;flex-direction:column;flex:1;gap:6px}.card h3{margin:0}.card p{margin:0;font-size:.92rem;color:var(--slate)}.more{color:var(--orange);font-weight:700;text-decoration:none;margin-top:auto;padding-top:6px}
.sh{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap;margin-bottom:28px}.sh p{max-width:520px;margin:0;color:var(--slate)}.sh h2{margin:0}.why{display:grid;grid-template-columns:1fr 1.1fr 1fr;gap:36px;align-items:center}@media(max-width:900px){.why{grid-template-columns:1fr}}.why img{border-radius:var(--r);width:100%}.feat{display:flex;gap:14px;margin-bottom:18px}.feat i{font-style:normal;color:var(--orange);font-size:2rem;line-height:1}.feat b{display:block;color:#fff}.feat span{font-size:.9rem}.pgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px}.pc{background:#fff;border:1px solid #dbe5f0;border-radius:var(--r);overflow:hidden;box-shadow:0 4px 16px #05244210;transition:.2s}.pc:hover{transform:translateY(-3px);box-shadow:0 10px 26px #05244222}.pi{position:relative}.pi img{aspect-ratio:16/10;width:100%;object-fit:cover}.pn{position:absolute;left:16px;bottom:-20px;width:42px;height:42px;border-radius:50%;background:var(--orange);color:#fff;font-weight:800;text-align:center;line-height:36px;border:3px solid #fff;font-size:1.1rem}.pb{padding:30px 18px 20px}.pb h3{margin-bottom:.3em}.pb p{margin:0;color:var(--slate);font-size:.93rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}@media(max-width:800px){.split{grid-template-columns:1fr}}.split img{border-radius:var(--r);width:100%}
.ticks{list-style:none;padding:0;margin:0}.ticks li{padding:8px 0 8px 32px;position:relative}.ticks li:before{content:"✓";position:absolute;left:0;color:#fff;background:var(--orange);width:22px;height:22px;border-radius:50%;text-align:center;font-size:.8rem;line-height:22px;top:11px}
.steps{counter-reset:s}.step{position:relative;padding:8px 0 0 54px}.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--orange);color:#fff;font-weight:800;text-align:center;line-height:40px}
.band{background:var(--navy);color:#fff;padding:44px 0}.band .wrap{display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}.band h2{color:#fff;margin:0}.band .ph{font-size:1.8rem;font-weight:800;text-decoration:none}
details{border:1px solid #dbe5f0;border-radius:10px;padding:14px 18px;margin-bottom:10px;background:#fff}summary{font-weight:700;cursor:pointer;color:var(--navy)}
.pills{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0}.pills a{display:block;padding:8px 16px;border:1px solid #c9d8e8;border-radius:999px;text-decoration:none;background:#fff;font-weight:600;font-size:.92rem}.pills a:hover{border-color:var(--orange);color:var(--orange)}
.note{background:#fff4e8;border-left:4px solid var(--orange);padding:12px 16px;border-radius:6px;font-size:.9rem}
form{display:grid;gap:14px}.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:700px){.row{grid-template-columns:1fr}}label{font-weight:600;font-size:.9rem;display:block;margin-bottom:4px}input,select,textarea{width:100%;padding:12px;border:1px solid #b9c9db;border-radius:8px;font:inherit}textarea{min-height:120px}.fmsg{padding:12px;border-radius:8px;display:none}.fmsg.ok{background:#e6f7ec;display:block}.fmsg.er{background:#fdecea;display:block}
footer{background:var(--navy);color:#cfe0f3;padding:50px 0 20px;font-size:.92rem}footer h3{color:#fff;font-size:1rem}footer a{text-decoration:none}footer a:hover{color:var(--orange)}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}.fg{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:30px}@media(max-width:800px){.fg{grid-template-columns:1fr 1fr}}@media(max-width:520px){.fg{grid-template-columns:1fr}}.legal{border-top:1px solid #ffffff22;margin-top:30px;padding-top:16px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.82rem}
.sticky{display:none}@media(max-width:700px){.sticky{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--orange)}.sticky a{flex:1;text-align:center;padding:14px;color:#fff;font-weight:800;text-decoration:none}body{padding-bottom:50px}}
.g4{grid-template-columns:repeat(4,1fr)}@media(max-width:1000px){.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.g4{grid-template-columns:1fr}}.why2{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}@media(max-width:800px){.why2{grid-template-columns:1fr}}.why2 img{border-radius:var(--r);width:100%;aspect-ratio:3/2;object-fit:cover;box-shadow:0 12px 30px #05244222}.grid.g6[style]{}.acard{position:relative;display:flex;flex-direction:column;justify-content:flex-end;gap:4px;min-height:190px;border-radius:var(--r);overflow:hidden;color:#fff;text-decoration:none;padding:16px;background-color:#052442;background-repeat:no-repeat;border:1px solid #1d4a7a;transition:.2s}.acard:hover{transform:translateY(-3px);box-shadow:0 10px 26px #05244240}.acard h3{color:#fff;margin:0}.acard small{color:#c8d8ea;font-size:.8rem;line-height:1.3}.acard span{color:var(--orange);font-weight:700;font-size:.9rem;margin-top:4px}.trust div.wide{padding:0 clamp(20px,5vw,90px);border:0}.crumbs{margin-left:0}.crumbs a{display:inline;padding:0}.tocbar{background:var(--light);border-bottom:1px solid #dbe5f0;padding:12px 0;position:sticky;top:72px;z-index:40}.tocbar ul{margin:0;display:flex;gap:8px;flex-wrap:nowrap;overflow-x:auto;padding:0;list-style:none}.tocbar a{white-space:nowrap;padding:6px 14px;font-size:.85rem}section[id]{scroll-margin-top:130px}.hg{display:grid;gap:16px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}.hc{background:#fff;border:1px solid #dbe5f0;border-radius:var(--r);padding:18px;box-shadow:0 4px 16px #05244210}.hc h3{margin:0 0 6px}.hc p{margin:0 0 8px;font-size:.92rem;color:var(--slate)}.two{display:grid;grid-template-columns:1fr 1fr;gap:24px}@media(max-width:800px){.two{grid-template-columns:1fr}}.box{background:#fff;border:1px solid #dbe5f0;border-radius:var(--r);padding:24px;box-shadow:0 4px 16px #05244210}.box h3{margin-top:0}.phero.art{position:relative}.phero.art:before{content:"";position:absolute;inset:0;background:#052442d0;display:none}.phero.art .wrap{position:relative}@media(max-width:800px){.phero.art:before{display:block}}.phero.art{min-height:440px;display:flex;align-items:center;background-color:#052442;background-size:100% 100%,auto 100%;background-position:0 0,right center;background-repeat:no-repeat}.phero.art .wrap{width:100%}@media(max-width:800px){.phero.art{min-height:380px}}.hero.hs{min-height:clamp(380px,31vw,500px)}.hero.hs h1{font-size:clamp(2rem,4.4vw,3.7rem);max-width:860px}.hero .crumbs{margin-bottom:10px}.ic{width:48px;height:48px;border-radius:12px;background:#fff1e3;color:var(--orange);display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:12px}.statband{background:var(--navy);color:#fff}.stats{display:grid;grid-template-columns:repeat(4,1fr)}.stat{padding:28px 18px;border-right:1px solid #ffffff22}.stat:last-child{border:0}.stat b{display:block;font-size:2.2rem;color:var(--orange);line-height:1.1}.stat span{font-size:.9rem;color:#cfe0f3}@media(max-width:800px){.stats{grid-template-columns:1fr 1fr}.stat{border:0}}.c3{grid-template-columns:repeat(3,1fr)}@media(max-width:1000px){.c3{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.c3{grid-template-columns:1fr}}.dark .box h3{color:var(--navy)}.ov{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:start}.ovt p{font-size:1.02rem}.ovt .lead{font-size:1.2rem;color:var(--navy);line-height:1.55;font-weight:500}.ovr{display:flex;flex-direction:column;gap:20px;position:sticky;top:130px}.ovimg{position:relative;border-radius:var(--r);overflow:hidden;box-shadow:0 14px 34px #05244230;aspect-ratio:16/10;background:#052442}.ovimg img{width:100%;height:100%;object-fit:cover;display:block}.badge{position:absolute;left:14px;bottom:14px;background:var(--orange);color:#fff;font-weight:700;font-size:.85rem;padding:8px 14px;border-radius:999px}.ovf{padding:20px 22px}.ovf h3{margin:0 0 6px}.ovf .ticks li{padding:7px 0 7px 32px;font-size:.93rem}.ovf .ticks li:before{top:9px}@media(max-width:900px){.ov{grid-template-columns:1fr;gap:28px}.ovr{position:static}}.hero:before{content:"";position:absolute;top:0;bottom:0;right:0;aspect-ratio:16/9;max-width:80%;background:url(../images/hero.jpg) center/cover no-repeat;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 58%);mask-image:linear-gradient(90deg,transparent 0,#000 58%)}.hero.hs:before{background-image:url(../images/hero-area.jpg)}.hero .wide{position:relative;z-index:1}.ovsec{background:linear-gradient(180deg,#fff 0%,#f3f7fb 100%);padding:76px 0}.ov2{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:stretch}.ov2t{display:flex;flex-direction:column;justify-content:center}.ov2t h2{margin:.15em 0 .5em;max-width:620px}.ov2t .lead{font-size:1.18rem;color:var(--navy);line-height:1.6;font-weight:500;margin:0 0 14px}.ov2t p{font-size:1.02rem}.ov2note{background:#fff;border:1px solid #dbe5f0;border-left:4px solid var(--orange);border-radius:12px;padding:16px 20px;margin:6px 0 10px;box-shadow:0 6px 20px #05244210}.ov2note p{margin:0;color:var(--text)}.ov2cta{margin:14px 0 0;display:flex;flex-wrap:wrap;gap:12px}.ov2i{position:relative;border-radius:20px;overflow:hidden;min-height:480px;background:#052442;box-shadow:0 18px 44px #05244235}.ov2i img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:72% 40%}.ov2i:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,#05244200 45%,#052442d9 100%);pointer-events:none}.ov2badge{position:absolute;top:18px;left:18px;z-index:2;background:var(--orange);color:#fff;font-weight:700;font-size:.85rem;padding:8px 16px;border-radius:999px;box-shadow:0 4px 14px #0004}.ov2f{position:absolute;left:18px;right:18px;bottom:18px;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:10px}.ov2f>*{display:flex;align-items:center;gap:10px;background:#052442cc;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);border:1px solid #ffffff26;border-radius:12px;padding:12px 14px;color:#fff;font-weight:600;font-size:.92rem;text-decoration:none}.ov2f i{font-style:normal;color:var(--orange);font-size:1.1rem;flex:none}.ov2f a:hover{border-color:var(--orange)}@media(max-width:900px){.ov2{grid-template-columns:1fr;gap:32px}.ov2i{min-height:380px}.ovsec{padding:56px 0}}@media(max-width:480px){.ov2f{gap:8px;left:12px;right:12px;bottom:12px}.ov2f>*{padding:10px;gap:8px;font-size:.78rem;line-height:1.25}.ov2f i{font-size:.95rem}.ov2i{min-height:400px}.ov2badge{top:12px;left:12px}}form#qform{background:#fff;border:1px solid #dbe5f0;border-top:4px solid var(--orange);border-radius:16px;padding:28px;box-shadow:0 14px 36px #05244216;gap:18px}form#qform label{color:var(--navy);font-weight:700;font-size:.88rem;margin-bottom:6px}form#qform .rq{color:var(--orange)}form#qform .op{color:var(--slate);font-weight:500;font-size:.8rem}form#qform input{background:#f7fafd;border:1.5px solid #cdd9e6;padding:14px 14px;border-radius:10px;transition:border-color .15s,box-shadow .15s,background .15s}form#qform input::placeholder{color:#8fa1b6}form#qform input:focus{outline:0;background:#fff;border-color:var(--orange);box-shadow:0 0 0 4px #ff790026}form#qform .btn{width:100%;padding:15px 24px;font-size:1.05rem;box-shadow:0 8px 20px #ff790040}form#qform .fnote{margin:0;text-align:center;font-size:.85rem;color:var(--slate)}@media(max-width:480px){form#qform{padding:20px}}.box>form#qform{border:0;box-shadow:none;padding:0;background:transparent;border-radius:0}@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* ===== Responsive hero fixes (v5): image on top, text below on phones and tablets ===== */
@media(max-width:900px){
.hero,.hero.hs{display:block;min-height:0;text-align:left}
.hero:before{position:relative;display:block;top:auto;bottom:auto;right:auto;left:auto;width:100%;max-width:none;height:clamp(210px,46vw,380px);aspect-ratio:auto;opacity:1;background-size:cover;background-position:62% center;-webkit-mask-image:linear-gradient(180deg,#000 62%,transparent 100%);mask-image:linear-gradient(180deg,#000 62%,transparent 100%)}
.hero .wide{padding-top:6px;padding-bottom:36px}
.hero h1,.hero.hs h1{font-size:clamp(2rem,7vw,2.8rem);margin:.15em 0 .45em}
.hero p{max-width:600px}
.phero.art{display:block;min-height:0;padding:0;background-image:none!important;background-color:#052442}
.phero.art:before{content:"";display:block;position:static;width:100%;height:clamp(190px,40vw,330px);background:linear-gradient(180deg,#05244200 55%,#052442 100%),var(--hi) right center/cover no-repeat}
.phero.art .wrap{padding-top:4px;padding-bottom:34px;position:relative}
}
@media(max-width:700px){
.hero p{max-width:none;font-size:1.02rem}
.hero h1,.hero.hs h1{font-size:clamp(2rem,9vw,2.6rem)}
.hero:before{height:clamp(210px,60vw,300px)}
.phero.art:before{height:clamp(190px,54vw,270px)}
.phero{display:block;min-height:0;padding:0;background-image:none!important;background-color:#052442}
.phero:before{content:"";display:block;position:static;width:100%;height:clamp(190px,54vw,270px);background:linear-gradient(180deg,#05244200 55%,#052442 100%),var(--hi) right center/cover no-repeat}
.phero .wrap{padding-top:4px;padding-bottom:34px;position:relative}
.phero h1{font-size:clamp(1.8rem,8vw,2.3rem)}
.phero p{font-size:1rem}
.crumbs{font-size:.8rem;line-height:1.5}
.cta{gap:10px}.cta .btn{flex:1 1 100%;text-align:center}
.sec{padding:44px 0}
h2{font-size:clamp(1.45rem,6.4vw,1.8rem)}
}
@media(min-width:701px) and (max-width:900px){.phero:not(.art){padding:60px 0 50px}}

/* Access control overview: balanced feature list + image panel */
.acf{list-style:none;margin:6px 0 8px;padding:0;display:grid;gap:12px}
.acf li{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid #dbe5f0;border-radius:12px;padding:14px 16px;box-shadow:0 4px 14px #05244210}
.acf i{font-style:normal;flex:none;width:42px;height:42px;border-radius:11px;background:#fff1e3;color:var(--orange);display:flex;align-items:center;justify-content:center;font-size:1.25rem}
.acf b{display:block;color:var(--navy);line-height:1.3}.acf span{display:block;font-size:.88rem;color:var(--slate);margin-top:2px;line-height:1.4}
.ov2i img[height="1300"]{height:100%;object-position:50% 50%}
@media(max-width:900px){.ov2i img[height="1300"]{position:absolute}}
@media(max-width:900px){.ov2i.acimg{min-height:0;aspect-ratio:1000/1300;max-width:520px;width:100%;margin:0 auto}}

/* images carry width/height attributes (prevents layout shift); keep them responsive */
img{height:auto}

/* ===== Area pages: quote form directly under the hero ===== */
.qlead{background:linear-gradient(180deg,#052442 0%,#0a3563 100%);color:#fff;padding:60px 0 68px;position:relative}
.qlead:before{content:"";position:absolute;inset:0;background:radial-gradient(60% 80% at 85% 20%,#ff79001f,transparent 70%);pointer-events:none}
.qgrid{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:center;position:relative}
.qcopy .eyebrow{color:var(--orange);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem;margin:0 0 10px}
.qcopy h2{color:#fff;font-size:clamp(1.7rem,3.2vw,2.4rem);line-height:1.18;margin:0 0 14px}
.qlede{color:#d5e2f1;font-size:1.05rem;line-height:1.6;margin:0 0 22px}
.qben{list-style:none;margin:0 0 26px;padding:0;display:grid;gap:14px}
.qben li{display:flex;gap:14px;align-items:flex-start}
.qben i{font-style:normal;flex:none;width:30px;height:30px;border-radius:50%;background:var(--orange);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;margin-top:2px}
.qben b{display:block;color:#fff}.qben span{display:block;color:#b9cde3;font-size:.92rem;margin-top:2px}
.qcall{display:inline-flex;align-items:center;gap:14px;background:#ffffff12;border:1px solid #ffffff30;border-radius:14px;padding:12px 20px 12px 14px;color:#fff;text-decoration:none}
.qcall:hover{background:#ffffff1c}
.qci{width:46px;height:46px;border-radius:50%;background:var(--orange);display:flex;align-items:center;justify-content:center;font-size:1.3rem}
.qcall small{display:block;color:#b9cde3;font-size:.8rem}.qcall b{font-size:1.3rem;letter-spacing:.01em}
.qcard{background:#fff;color:var(--navy);border-radius:20px;padding:32px 32px 26px;box-shadow:0 24px 60px #00000055;border-top:5px solid var(--orange)}
.qcard h3{margin:0 0 4px;font-size:1.5rem;color:var(--navy)}
.qsub{margin:0 0 18px;color:var(--slate)}
.qcard form{gap:16px}
.qcard input,.qcard select,.qcard textarea{background:#f6f9fc;border:1px solid #cfdae7;border-radius:10px;padding:13px 14px;font:inherit;transition:border-color .15s,box-shadow .15s}
.qcard input:focus,.qcard select:focus,.qcard textarea:focus{outline:0;border-color:var(--orange);box-shadow:0 0 0 3px #ff790033;background:#fff}
.qcard textarea{resize:vertical;min-height:84px}
.qcard .btn{width:100%;padding:16px;font-size:1.05rem;justify-content:center;text-align:center}
.qcard .fnote{text-align:center;margin:2px 0 0}
.qpriv{text-align:center;font-size:.8rem;color:var(--slate);margin:14px 0 0}
@media(max-width:900px){.qlead{padding:44px 0 52px}.qgrid{grid-template-columns:1fr;gap:30px}.qcard{padding:24px 20px 20px;border-radius:16px}.qcall{width:100%}}
.qcard #qform{background:none;border:0;border-radius:0;box-shadow:none;padding:0;gap:16px}
.qcard #qform input,.qcard #qform select,.qcard #qform textarea{background:#f6f9fc;border:1.5px solid #cfdae7;border-radius:10px;padding:13px 14px}
.qcard textarea{min-height:0;height:88px}
.qcall{white-space:nowrap}.qcall span:last-child{display:block}
@media(max-width:380px){.qcall{white-space:normal}}